Guidance to
Own What’s Next
Fiduciary portfolio management, retirement planning, and investment education designed to help you make informed financial decisions.
Personalized guidance. Disciplined implementation. Ongoing stewardship.
What VEGA Helps You Do
Build with Purpose
Align your accounts, investments, and strategy with your long-term goals.
Generate Income Thoughtfully
Use defined options strategies where appropriate, with disciplined risk and position-sizing guardrails.
Make Informed Decisions
Understand the reasoning behind the plan, not just what you own.
What Determines the Right Mix
The right portfolio begins with you.
Goals
Growth, income, preservation, or a combination.
Risk Tolerance
Both emotional comfort and financial ability to handle volatility.
Tax Considerations
Account type and tax impact can shape implementation.
Time Horizon
A longer timeline can allow more flexibility and volatility.
Diversification
Spreading exposure across asset classes, sectors, and regions.
Liquidity Needs
Near-term cash needs affect how assets should be positioned.
VEGA Pathways
Core
Broad-market, quality, dividend, and diversified equity exposure.
Innovation
Growth-oriented exposure to technology, semiconductors, and evolving themes.
Stability
Treasuries, bonds, short-duration, and defensive holdings.
Affinity
Client-preferred companies, industries, or themes incorporated thoughtfully.
VEGA Programs
Three approaches. One objective: a portfolio aligned with your goals and preferences.
Foundation
Long-term portfolio management built around disciplined allocation, diversification, and ongoing stewardship.
Velocity
A measured options overlay designed to add flexibility and premium generation while maintaining a longer-term investment focus.
Income Engine
A more active options-based approach using covered calls and cash-secured puts with defined position-sizing and risk guardrails.
Inside the Income Engine
A disciplined process that seeks to generate option premium and direct it according to the portfolio plan.
Options involve risk and may not be suitable for all investors.
How it works
Covered calls and cash-secured puts may generate option premium.
Premium can be retained as reserve, redirected into Pathways, or distributed when appropriate.
Position sizing and assignment risk are managed within defined guardrails.
Velocity: generally a more measured, often monthly options cadence
Income Engine: generally a more active, often weekly options cadence
How We Work
01 Discover
Understand your goals, priorities, concerns, and current financial picture.
02 Design
Build a portfolio and planning approach aligned with your needs, risk tolerance, and time horizon.
03 Implement
Put the strategy to work with disciplined execution and clearly defined guardrails.
04 Review
Monitor progress, adapt when circumstances change, and keep the plan aligned over time.
About VEGA
Independent. Fiduciary. Personal.
VEGA Wealth is an independent Michigan-registered investment adviser founded by Mike Garliauskas. The goal is simple: provide thoughtful guidance, disciplined portfolio management, and ongoing stewardship without unnecessary complexity.
Mike Garliauskas
Founder, Managing Member & Chief Compliance Officer
Start a Conversation
Tell me what you’re working toward, what matters most, and where you could use some guidance.
Discovery Questionnaire
Share a little more so our first conversation can be more focused and useful.
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Share the financial decisions, goals, or concerns that feel most important right now.
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You can provide context about your accounts, retirement plans, investment experience, liquidity needs, or anything else you’d like me to understand in advance.
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Complete the optional Discovery Questionnaire so I can prepare for a more focused first conversation.